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Currency Converter

Convert amounts between major currencies with daily European Central Bank-based reference rates.

Results update instantly.Change any value and the estimate recalculates on the spot.

Money

Currency converter

Convert between major currencies using daily reference rates, refreshed whenever you are online.

Converted amount

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  • Reference rate-
  • Inverse rate-
  • Rates datedOct 2, 2026

ECB reference rates are a dated snapshot for information only. Banks and card issuers may add spreads and fees. View ECB source.

How it works

How the Currency Converter works

Quick answer: To convert currency, multiply the amount by the exchange rate between the two currencies. CrunchBench uses European Central Bank reference rates, which are mid-market rates without a bank or card markup.

Formula

Converted = amount × (rate of target ÷ rate of source)
Rates are quoted against the euro, so cross rates are derived from the two euro rates.

For example, USD to INR uses (INR per EUR) ÷ (USD per EUR).

Assumptions and limits

  • Reference rates are for information. Banks, cards, and exchange counters add a spread or fee, so the amount you receive will be lower.
  • Rates update on business days and are not live market quotes.

Frequently asked questions

Where do the rates come from?

A dated European Central Bank reference-rate snapshot, labeled on the page.

Are these live market rates?

They are reference rates, not live trading rates; check your provider for the exact rate.

Why is my bank rate different?

Banks and card networks add a markup to the mid-market rate, often 1% to 3%, plus any fixed fees.