Topic
Home buying and mortgage calculators
Work through a home purchase in order: what you can afford, what the monthly payment will be, how much cash you need to close, and whether refinancing or extra payments make sense later.
Calculators
- Mortgage CalculatorEstimate a monthly mortgage payment, loan amount, taxes, insurance, and total interest with this free mortgage calculator.
- Rent vs Buy CalculatorCompare the true cost of buying a home versus renting: net costs, breakeven year, and a year-by-year chart.
- Extra Mortgage Payment CalculatorSee how extra mortgage payments cut interest and shorten your loan: interest saved, time saved, payoff date, and a balance chart.
- Home Affordability CalculatorFind the max home price you can afford from income, debts, and down payment using the 28/36 rule.
- Refinance CalculatorSee if refinancing saves you money: monthly savings, breakeven months, and lifetime interest saved after closing costs.
- Closing Costs CalculatorEstimate home buying closing costs at 2% to 5% of the price, plus your down payment and total cash needed to close.
- Debt-to-Income (DTI) Ratio CalculatorCalculate your debt-to-income ratio from monthly income and debts, with front-end and back-end DTI and lender guidelines.
- 80-15-5 Piggyback Mortgage Calculator80-15-5 piggyback mortgage calculator: compare the 80% first loan plus 15% second loan against a single 95% loan with PMI.